Finland is highly cashless. Nearly everywhere accepts cards and mobile payments. Wolt is the dominant food delivery app. Helsinki's public transport is excellent and the HSL app covers everything from buses to ferries.
Payment & Finance Apps
MobilePay
Nice to have
Widely used mobile payment app in Finland with over 2 million users. Accepted at many shops, restaurants, and market stalls.
Pro tip: Many Finnish market stalls display MobilePay QR codes. Easiest way to pay without cash.