Panama uses the US dollar, so currency conversion is rarely needed, but having a data plan is essential since connectivity varies outside Panama City. WhatsApp is the primary communication channel. Restaurants, hotels, and services all expect you to have it.
Panama's dominant mobile payment app, operated by Banco General. Widely used for splitting bills and peer-to-peer transfers.
These apps need data
Guac eSIM covers Panama with plans from $1.50 per GB. Install it before you land and activate instantly.
How to Pay in Panama