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  3. How to Pay in United Kingdom

How to Pay in United Kingdom

Contactless card payments are accepted almost everywhere in the UK, so cash is rarely needed. Download Citymapper before you arrive. It is far superior to Google Maps for navigating London's complex tube and bus network. Train tickets booked in advance through Trainline can be dramatically cheaper.

Payment & Finance Apps

Revolut app icon

RevolutEssential

The London fintech on home turf: a fee-free pound card you tap on the Tube, in pubs and everywhere else in a country where cash has nearly disappeared.

Pro tip: Tap the same card or phone for every Tube and bus journey in London so daily fare capping works, and never mix devices. In shops, prefer your phone wallet: most banks still cap physical card taps at 100 pounds.

App StorePlay Store
Wise app icon

Wise

Convert to pounds at the mid-market rate and tap like a local debit card, useful in the UK where almost nothing needs cash but foreign card fees add up fast.

Pro tip: You will rarely need a UK cash machine, but if a shop terminal or ATM offers to charge you in your home currency, always decline and choose pounds. That dynamic conversion is consistently the worst rate on offer.

App StorePlay StoreWebsite↗

App details

Revolut in other countriesWise in other countries

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Guac eSIM covers United Kingdom with plans from $1.50 per GB. Install it before you land and activate instantly.

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