Comparing the two payments apps to help you pick the right one for United Kingdom.
| Revolut | Wise | |
|---|---|---|
| Description | The London fintech on home turf: a fee-free pound card you tap on the Tube, in pubs and everywhere else in a country where cash has nearly disappeared. | Convert to pounds at the mid-market rate and tap like a local debit card, useful in the UK where almost nothing needs cash but foreign card fees add up fast. |
| Essential? | Yes | No |
| Pro Tip | Tap the same card or phone for every Tube and bus journey in London so daily fare capping works, and never mix devices. In shops, prefer your phone wallet: most banks still cap physical card taps at 100 pounds. | You will rarely need a UK cash machine, but if a shop terminal or ATM offers to charge you in your home currency, always decline and choose pounds. That dynamic conversion is consistently the worst rate on offer. |
| App Store | Download | Download |
| Play Store | Download | Download |
We recommend Revolut for payments in United Kingdom. Tap the same card or phone for every Tube and bus journey in London so daily fare capping works, and never mix devices. In shops, prefer your phone wallet: most banks still cap physical card taps at 100 pounds.
Revolut is our top recommendation for payments in United Kingdom. The London fintech on home turf: a fee-free pound card you tap on the Tube, in pubs and everywhere else in a country where cash has nearly disappeared.
Revolut vs Wise in United Kingdom