Mobile payments and digital wallets, curated for travelers visiting Uruguay.
Uruguay is one of South America's most card-friendly countries, and tourists are actively rewarded for using cards: pay a restaurant or car rental with a foreign-issued card and 9 points of the 22% VAT come off the bill automatically, a benefit extended into 2026. QR payments through Mercado Pago dominate local commerce but need a Uruguayan ID. Contactless works in nearly every shop; keep some pesos for street fairs, buses, and small kiosks.
Uruguay's dominant digital wallet. Locals pay by QR code in supermarkets, restaurants, and street fairs from Montevideo to Punta del Este, and send instant transfers between friends.
Uruguayan prepaid Mastercard and wallet holding both pesos and dollars. One of the few local accounts that some non-residents can actually open, popular with visiting Argentines.
These apps need data
Guac eSIM covers Uruguay with plans from $1.50 per GB. Install it before you land and activate instantly.
Mercado Pago is the top-rated payments app in Uruguay. Uruguay's dominant digital wallet. Locals pay by QR code in supermarkets, restaurants, and street fairs from Montevideo to Punta del Este, and send instant transfers between friends.
There are 2 payments apps available in Uruguay as of 2026.
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