Croatia uses the euro, and most short-stay visitors do not need a local payment app. Bring Visa or Mastercard, a backup card and some euro cash for small businesses, markets, beach facilities and occasional cash-only venues. Uber and Bolt are the useful ride apps, but live availability varies by city, season and time. Use the pickup pin, compare both quotes and leave extra time for airports because a scheduled request does not guarantee that a driver will accept it. Bolt Food stopped taking Croatian orders on October 6, 2025, so Wolt and Glovo are the current delivery choices. Local public transport is city-specific: Moj ZET sells Zagreb tickets, Promet Split covers Split and RCC Mobility sells Rijeka-area tickets. Intercity and island travel is fragmented across operators. Jadrolinija is essential for many ferries, but it does not include TP Line or Krilo sailings. A ticket for a non-reservation car ferry does not guarantee space on the selected departure, so read the ticket and arrive early in summer. Drivers should use HAK for live road, border and ferry-terminal conditions and Bmove where supported parking is needed. The emergency number is 112, and national SRUUK warnings arrive automatically without an app. Croatia was declared free of landmines early in 2026, making older blanket mine warnings obsolete, although hikers should still use marked routes and current local advice.
No Croatia-specific payment app is necessary for a normal short visit.
Croatia has used the euro since January 1, 2023. Bring a physical Visa or Mastercard, keep a second card separately and carry a modest amount of euro cash. Card and contactless acceptance is strong at supermarkets, hotels, established restaurants, toll facilities and many transport operators, but cash still matters at some small cafes, bakeries, markets, beach businesses, private accommodation and rural or island venues. American Express acceptance is much weaker than Visa and Mastercard.
Ask before ordering if cash would be a problem. At an ATM, prefer a machine attached to a recognizable Croatian bank, review the owner fee before accepting and cancel if the terms are unclear. When a non-euro card is offered a home-currency amount, decline that conversion and choose euros so the card issuer handles the exchange. Recent travelers particularly warn about high-fee standalone tourist ATMs and failed withdrawals, so bring a backup card and check the issuer's travel controls.
Aircash can register some passport holders and sell services such as ferry tickets, but identity verification and funding add no advantage over paying the operator directly. KEKS Pay is designed around Croatian daily life, and some account functions require Croatian identity or address details. Revolut and Wise are useful only if the traveler already has an eligible account; neither is a Croatian arrival app. For parking, use Bmove in the navigation section instead of opening a local wallet.
These apps need data
Guac eSIM covers Croatia with plans from $0.58 per GB. Install it before you land and activate instantly.
How to Pay in Croatia