Croatia uses the euro and is well-covered by Uber and Bolt in major cities, but ferries to the islands are a way of life. Download Jadrolinija before you arrive. Cash is still expected in smaller towns and markets.
Croatia adopted the euro in 2023 and contactless payment is near universal, so Revolut covers supermarkets, ferries and konobas at great rates for visitors from outside the eurozone.
Croatia's homegrown wallet, licensed across the EU. Its killer feature for visitors is paying street parking in more than 90 Croatian cities directly from the app, without local SMS fees.
Erste Bank's free app that Croatians use to split bills and send money instantly, open to users of any bank. Also handles parking, motorway toll top-ups and mobile credit.
These apps need data
Guac eSIM covers Croatia with plans from $1.50 per GB. Install it before you land and activate instantly.
How to Pay in Croatia