Ecuador uses the US dollar, so currency conversion apps are unnecessary. WhatsApp is the dominant communication channel for locals and businesses alike. Install it before you arrive. Spanish is essential; very few locals outside tourist zones speak English.
Payment & Finance Apps
BIMO
Nice to have
Ecuador's local mobile wallet created by Banred, enabling real-time transfers and small payments between Ecuadorian bank accounts.
Pro tip: Requires a local Ecuadorian bank account. More useful for long-term stays.