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  3. How to Pay in India

How to Pay in India

India's digital ecosystem is one of the most advanced in Asia. UPI payments are accepted almost everywhere, even at street stalls. Download IRCTC well before you travel as train tickets sell out fast. Mobile data is cheap; grab a SIM on arrival.

Payment & Finance Apps

Google Pay (GPay) app icon

Google Pay (GPay)Essential

India's most widely used UPI payment app, accepted at restaurants, shops, autos, and even small roadside vendors.

Pro tip: Link an Indian bank account or UPI-enabled international card for seamless payments.

App StorePlay Store
Paytm app icon

Paytm

Super-app combining digital wallet, UPI, bill payments, and ticket booking. Useful at smaller merchants.

App StorePlay Store

App details

Google Pay (GPay) in other countriesPaytm in other countries

These apps need data

Guac eSIM covers India with plans from $1.50 per GB. Install it before you land and activate instantly.

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