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  3. How to Pay in Indonesia

How to Pay in Indonesia

Indonesia is a cash-friendly country but digital payments via GoPay and OVO are increasingly accepted in cities and tourist areas. Download Gojek and Grab before you arrive. They are essential for cheap, safe transport and bypass language barriers.

Payment & Finance Apps

GoPay app icon

GoPayEssential

Gojek's built-in digital wallet accepted at thousands of merchants, warungs, and street vendors across Indonesia.

Pro tip: Link GoPay to your Gojek account before arriving. It unlocks discounts not available with cash.

App StorePlay Store
OVO app icon

OVO

One of Indonesia's most widely accepted e-wallets, used for Grab payments, retail stores, and restaurants.

Pro tip: OVO is the default wallet for Grab. Top it up if you rely on Grab more than Gojek.

App StorePlay Store

App details

GoPay in other countriesOVO in other countries

These apps need data

Guac eSIM covers Indonesia with plans from $1.50 per GB. Install it before you land and activate instantly.

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