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  3. How to Pay in Netherlands

How to Pay in Netherlands

The Netherlands has outstanding public transit, but locals rely heavily on the NS and 9292 apps to navigate it. Cash is rarely accepted; contactless card payments are the norm everywhere, and Tikkie is how Dutch people split bills.

Payment & Finance Apps

Tikkie app icon

Tikkie

The Dutch standard for splitting bills and requesting payments via iDEAL payment links sent through WhatsApp or SMS.

Pro tip: Requires a Dutch or European bank account. International cards don't work with Tikkie.

App StorePlay Store

App details

Tikkie in other countries

These apps need data

Guac eSIM covers Netherlands with plans from $1.50 per GB. Install it before you land and activate instantly.

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