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  3. How to Pay in Vietnam

How to Pay in Vietnam

Cash is still king at street stalls and local markets, but digital payments are rapidly spreading in cities. Download a local SIM or eSIM on arrival for reliable data. Most apps require an active connection to function properly.

Payment & Finance Apps

MoMo app icon

MoMoEssential

Vietnam's most popular digital wallet, accepted at convenience stores, restaurants, and street stalls via QR code.

Pro tip: Link a Visa or Mastercard to MoMo on arrival. It unlocks cashback deals unavailable to cash payers.

App StorePlay Store

App details

MoMo in other countries

These apps need data

Guac eSIM covers Vietnam with plans from $1.50 per GB. Install it before you land and activate instantly.

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