Wise
Hold or convert Canadian dollars with disclosed fees. Availability and card features depend on your country of residence.
🏦 Finance4 countriesEssential in 0
Pro tips by country
Canada: Set it up before traveling and compare the final CAD amount with your existing card. Always carry a second payment method.
New Zealand: Set it up before travel and check the fees for your home country. It cannot bypass a merchant surcharge, so compare the full transaction cost.
Singapore: Use it only with an already verified eligible account. Non-Singapore customers cannot pay personal PayNow recipients, so keep SGD cash and another card.
Vietnam: Use it only if available in your home country. Choose VND at terminals and ATMs, and do not expect Wise to scan ordinary local bank-transfer QR codes.
These apps need data
Guac eSIM covers 200+ countries with plans from $0.58 per GB. Install it before you land and activate instantly.
A data eSIM gives you internet, not a local phone number, so it cannot receive SMS verification codes.
