Comparing the two payments apps to help you pick the right one for Ghana.
| MTN MoMo | Vodafone Cash | |
|---|---|---|
| Description | Ghana's dominant mobile money platform from MTN. Used by millions of Ghanaians daily for everything from buying groceries to paying utility bills. If a vendor does not take cards, they almost certainly take MoMo. | Vodafone's mobile money service in Ghana. Less widespread than MTN MoMo but still accepted at many merchants. A good backup if you are already on the Vodafone network. |
| Essential? | Yes | No |
| Pro Tip | Get a local MTN SIM and register for MoMo at any MTN service center with your passport. Load funds at any agent kiosk (yellow MTN booths are everywhere). Keep your PIN memorized and never share it. | - |
| App Store | Download | - |
| Play Store | Download | Download |
We recommend MTN MoMo for payments in Ghana. Get a local MTN SIM and register for MoMo at any MTN service center with your passport. Load funds at any agent kiosk (yellow MTN booths are everywhere). Keep your PIN memorized and never share it.
