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Ghana

Jollof debates and mobile money vibes

Curated by travelers, verified by locals

Heads up

Ghana is one of West Africa's most welcoming and stable countries for travelers. English is the official language, which makes navigating much easier. Mobile money (MTN MoMo) is how most Ghanaians pay for everyday purchases, and it is worth setting up if you plan to stay more than a few days. Credit cards work at hotels and larger restaurants in Accra, but cash and mobile money dominate everywhere else. Traffic in Accra is notoriously heavy, so plan your schedule around it. Uber and Bolt are reliable in the capital but scarce outside it. The Ghanaian Cedi (GHS) fluctuates, so check exchange rates before withdrawing large amounts.

7 apps5 essentialAfrica

Last updated: March 2026

Uber

Essential

Operates in Accra and Kumasi. A dependable way to get around without negotiating fares with taxi drivers. Clean cars and upfront pricing make it the default choice for visitors.

Pro tip: Accra traffic can double or triple your ride time during peak hours. If you have a dinner reservation or a flight to catch, leave much earlier than you think.

Bolt

Essential

Widely used in Accra and gaining ground in Kumasi. Often slightly cheaper than Uber, with a large driver pool that means shorter wait times in many neighborhoods.

Pro tip: Bolt's motorbike option (Bolt Ride) can weave through Accra's traffic jams when a car would take forever. Perfect for solo travelers heading short distances.

Glovo

Nice to have

The main delivery app in Accra for food, groceries, and other items. Partners with a wide range of restaurants from local chop bars to international chains.

Pro tip: Use Glovo to order from Accra's popular weekend food markets when you do not want to battle traffic. Many vendors are listed on the app.

MTN MoMo

Essential

Ghana's dominant mobile money platform from MTN. Used by millions of Ghanaians daily for everything from buying groceries to paying utility bills. If a vendor does not take cards, they almost certainly take MoMo.

Pro tip: Get a local MTN SIM and register for MoMo at any MTN service center with your passport. Load funds at any agent kiosk (yellow MTN booths are everywhere). Keep your PIN memorized and never share it.

Vodafone Cash

Nice to have

Vodafone's mobile money service in Ghana. Less widespread than MTN MoMo but still accepted at many merchants. A good backup if you are already on the Vodafone network.

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Essential Apps for Ghana πŸ‡¬πŸ‡­ | bento.travel