Comparing the two payments apps to help you pick the right one for Malta.
| Revolut | Wise | |
|---|---|---|
| Description | Malta's favorite everyday money app: locals use it to split bills and pay each other, and your fee-free euro card taps in shops, restaurants and on every Tallinja bus. | Mid-market euro conversion for Malta with a contactless card that covers island life, from harbor restaurants to the tap-on readers fitted across the Tallinja bus network. |
| Essential? | Yes | No |
| Pro Tip | Withdraw euros at Bank of Valletta or HSBC machines, which usually add no surcharge, rather than the standalone ATMs in nightlife areas. Peer transfers to Maltese friends arrive instantly since so many locals already run Revolut. | Keep 20 to 50 euros in cash anyway: Marsaxlokk market vendors, village bars on Gozo and bus drivers with limited change still prefer coins and small notes. Wise withdrawals stay cheap if you remain within the monthly fee-free allowance. |
| App Store | Download | Download |
| Play Store | Download | Download |
We recommend Revolut for payments in Malta. Withdraw euros at Bank of Valletta or HSBC machines, which usually add no surcharge, rather than the standalone ATMs in nightlife areas. Peer transfers to Maltese friends arrive instantly since so many locals already run Revolut.
Revolut is our top recommendation for payments in Malta. Malta's favorite everyday money app: locals use it to split bills and pay each other, and your fee-free euro card taps in shops, restaurants and on every Tallinja bus.
Revolut vs Wise in Malta