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Payments Apps in China

Mobile payments and digital wallets, curated for travelers visiting China.

1 app1 essential

What to know about Payments in China

WeChat Pay and Alipay handle roughly 80% of daily transactions in China. Tourists can now use both with just a foreign passport and international credit card (Visa, Mastercard, Amex). No Chinese bank account needed. Transaction limits: $5,000 per transaction, $50,000 annually. Alipay has the easier tourist setup via its Tour Pass feature. Set up Alipay BEFORE arriving in China. Google Pay, Apple Pay, and PayPal do NOT work here.

Best Payments apps in China (2026)

Alipay app icon

AlipayEssential

China's second dominant mobile payment platform, accepted everywhere from street vendors to high-end restaurants. More tourist-friendly setup than WeChat Pay.

Pro tip: Use Alipay's Transport button for metro and bus rides across most major cities. No separate transit card needed.

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These apps need data

Guac eSIM covers China with plans from $1.50 per GB. Install it before you land and activate instantly.

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Frequently asked questions

What is the best payments app in China?

Alipay is the top-rated payments app in China. China's second dominant mobile payment platform, accepted everywhere from street vendors to high-end restaurants. More tourist-friendly setup than WeChat Pay.

How many payments apps are there in China?

There are 1 payments apps available in China as of 2026.

← See all apps for China

Other categories in China

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How to Pay in China→

Last updated: July 2026

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