Comparing the two payments apps to help you pick the right one for Ukraine.
| Monobank | Privat24 | |
|---|---|---|
| Description | Ukraine's favorite mobile bank with over 10 million customers. The card-to-card transfers and payment links you will see everywhere, from Kyiv coffee shops to market stalls and fundraisers. | The app of state-owned PrivatBank, Ukraine's largest bank. Locals run transfers, bills and train tickets through it, and its ATM network is the country's densest. |
| Essential? | No | No |
| Pro Tip | Opening an account requires Ukrainian ID and a tax number, so visitors cannot join. Your foreign contactless card works in nearly all the same places, including tapping straight onto Kyiv metro turnstiles. | Registration needs a Ukrainian bank card, so skip the app itself. PrivatBank ATMs are the most reliable source of hryvnia cash, worth keeping on hand since terminals can fail during power outages. |
| App Store | Download | Download |
| Play Store | Download | Download |
We recommend Monobank for payments in Ukraine. Opening an account requires Ukrainian ID and a tax number, so visitors cannot join. Your foreign contactless card works in nearly all the same places, including tapping straight onto Kyiv metro turnstiles.
Monobank is our top recommendation for payments in Ukraine. Ukraine's favorite mobile bank with over 10 million customers. The card-to-card transfers and payment links you will see everywhere, from Kyiv coffee shops to market stalls and fundraisers.
Monobank vs Privat24 in Ukraine