Mobile payments and digital wallets, curated for travelers visiting Ukraine.
Ukraine's cities are strikingly cashless despite the war. Apple Pay and Google Pay are accepted almost everywhere, Kyiv metro turnstiles take direct contactless taps, and even small market vendors accept card-to-card transfers. The dominant local apps, Monobank and Privat24, require Ukrainian ID, so visitors rely on foreign contactless cards, which work smoothly. American Express is barely accepted. Keep a reserve of hryvnia cash, because power outages can temporarily knock out terminals and ATMs.
Ukraine's favorite mobile bank with over 10 million customers. The card-to-card transfers and payment links you will see everywhere, from Kyiv coffee shops to market stalls and fundraisers.
The app of state-owned PrivatBank, Ukraine's largest bank. Locals run transfers, bills and train tickets through it, and its ATM network is the country's densest.
Spends hryvnia at the interbank rate, valuable because hryvnia is nearly impossible to buy before arrival and Ukrainian cities are among Europe's most card-friendly.
These apps need data
Guac eSIM covers Ukraine with plans from $1.50 per GB. Install it before you land and activate instantly.
Check our payments section for Ukraine.
There are 3 payments apps available in Ukraine as of 2026.
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