Comparing the two payments apps to help you pick the right one for Ukraine.
| Monobank | Revolut | |
|---|---|---|
| Description | Ukraine's favorite mobile bank with over 10 million customers. The card-to-card transfers and payment links you will see everywhere, from Kyiv coffee shops to market stalls and fundraisers. | Spends hryvnia at the interbank rate, valuable because hryvnia is nearly impossible to buy before arrival and Ukrainian cities are among Europe's most card-friendly. |
| Essential? | No | No |
| Pro Tip | Opening an account requires Ukrainian ID and a tax number, so visitors cannot join. Your foreign contactless card works in nearly all the same places, including tapping straight onto Kyiv metro turnstiles. | Revolut opened to Ukrainian residents in 2025, but as a visitor your existing account already works for spending. Always carry backup cash, since wartime power cuts can take terminals and mobile networks offline. |
| App Store | Download | Download |
| Play Store | Download | Download |
We recommend Monobank for payments in Ukraine. Opening an account requires Ukrainian ID and a tax number, so visitors cannot join. Your foreign contactless card works in nearly all the same places, including tapping straight onto Kyiv metro turnstiles.
Monobank is our top recommendation for payments in Ukraine. Ukraine's favorite mobile bank with over 10 million customers. The card-to-card transfers and payment links you will see everywhere, from Kyiv coffee shops to market stalls and fundraisers.