Comparing the two payments apps to help you pick the right one for Ukraine.
| Privat24 | Revolut | |
|---|---|---|
| Description | The app of state-owned PrivatBank, Ukraine's largest bank. Locals run transfers, bills and train tickets through it, and its ATM network is the country's densest. | Spends hryvnia at the interbank rate, valuable because hryvnia is nearly impossible to buy before arrival and Ukrainian cities are among Europe's most card-friendly. |
| Essential? | No | No |
| Pro Tip | Registration needs a Ukrainian bank card, so skip the app itself. PrivatBank ATMs are the most reliable source of hryvnia cash, worth keeping on hand since terminals can fail during power outages. | Revolut opened to Ukrainian residents in 2025, but as a visitor your existing account already works for spending. Always carry backup cash, since wartime power cuts can take terminals and mobile networks offline. |
| App Store | Download | Download |
| Play Store | Download | Download |
We recommend Privat24 for payments in Ukraine. Registration needs a Ukrainian bank card, so skip the app itself. PrivatBank ATMs are the most reliable source of hryvnia cash, worth keeping on hand since terminals can fail during power outages.
Privat24 is our top recommendation for payments in Ukraine. The app of state-owned PrivatBank, Ukraine's largest bank. Locals run transfers, bills and train tickets through it, and its ATM network is the country's densest.
Privat24 vs Revolut in Ukraine