How to Pay in Fiji

Mobile payments and digital wallets, curated for travelers visiting Fiji.

Last updated: August 20266 sources

1 app

What to know about Payments in Fiji

A short-term visitor should arrive with a physical Visa or Mastercard, a backup card kept separately and some Fijian dollars.

Best Payments apps in Fiji (2026)

M-PAiSA

Vodafone Fiji's widely accepted local mobile-money wallet for merchant payments, transfers and other domestic transactions.

Pro tip: It requires a Vodafone Fiji number and identity checks. For a short holiday, compare the setup and cash-deposit effort with simply using cards plus Fijian-dollar cash.

App Store Play Store Website

Major resorts, hotels, supermarkets and urban restaurants generally accept cards, but Tourism Fiji and current travel advice warn that card surcharges are common. Smaller shops, markets, taxis, buses and remote islands may be cash-only, while some resorts may prefer or require cards. Ask before ordering rather than assuming one method works everywhere. Overseas cards can incur both a local ATM charge and a fee from the issuing bank.

Use an ATM attached to a recognized bank when practical, cover the keypad and decline any offer to convert the withdrawal into your home currency. M-PAiSA is widely used local mobile money, but it is not a universal tourist requirement. It needs a Vodafone Fiji number, registration and customer verification. Vodafone accepts a valid passport from a non-resident, yet funding the wallet may still mean visiting a Vodafone outlet or registered agent and depositing cash.

That setup can make sense for a longer stay or frequent local payments, but ordinary cash and cards are simpler for most holidays. Do not depend on Apple Pay or another phone wallet as your only method. As of August 13, 2026, travelers must declare more than FJD5,000 or equivalent on arrival and more than FJD10,000 or equivalent on departure, including non-cash forms of currency.