How many payments apps are there in Kenya?

There are 1 payments apps available in Kenya as of 2026.

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Payments Apps in Kenya

Q: What is the best payments app in Kenya?

M-Pesa is the top-rated payments app in Kenya. Kenya's revolutionary mobile money platform and the single most important app for any traveler in the country. Used by over 80% of the adult population, M-Pesa handles everything from paying for groceries and restaurant bills to settling taxi fares and buying safari tickets. Operated by Safaricom, it works via a simple SIM-based system.

Mobile payments and digital wallets, curated for travelers visiting Kenya.

1 app1 essential

M-Pesa

Essential

Kenya's revolutionary mobile money platform and the single most important app for any traveler in the country. Used by over 80% of the adult population, M-Pesa handles everything from paying for groceries and restaurant bills to settling taxi fares and buying safari tickets. Operated by Safaricom, it works via a simple SIM-based system.

Pro tip: Register for M-Pesa at the Safaricom shop in the airport arrivals hall. Bring your passport, buy a SIM, and load some Kenyan shillings onto your M-Pesa wallet. Most merchants display their 'Till Number' for payments.