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Payments Apps in Laos

Mobile payments and digital wallets, curated for travelers visiting Laos.

1 app1 essential

What to know about Payments in Laos

Laos is still primarily cash-based for foreign tourists. Cross-border QR payment systems are rolling out between Laos and Thailand (via KMA Krungsri and Bangkok Bank apps scanning LaoQR codes). UnionPay QR works at tens of thousands of merchants through BCEL. BCEL One is the main local mobile banking app. Carry USD or Thai Baht as backup to Lao Kip. ATMs are available in Vientiane and Luang Prabang.

Best Payments apps in Laos (2026)

LOCA Pay app icon

LOCA PayEssential

Built into the LOCA app, this QR wallet lets tourists pay via LAO QR codes with credit card top-up support.

Pro tip: Top up before heading to Luang Prabang. More vendors accept QR than you'd expect.

App StorePlay StoreWebsite↗

These apps need data

Guac eSIM covers Laos with plans from $1.50 per GB. Install it before you land and activate instantly.

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Frequently asked questions

What is the best payments app in Laos?

LOCA Pay is the top-rated payments app in Laos. Built into the LOCA app, this QR wallet lets tourists pay via LAO QR codes with credit card top-up support.

How many payments apps are there in Laos?

There are 1 payments apps available in Laos as of 2026.

← See all apps for Laos

Other categories in Laos

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How to Pay in Laos→

Last updated: April 2026

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