Mobile payments and digital wallets, curated for travelers visiting Myanmar.
Myanmar runs on cash. Cards are accepted at some international hotels and a handful of upscale restaurants, while shops, taxis and markets are cash only. Locals pay with KBZPay and WavePay QR codes, but both wallets effectively need a local SIM and verification that short-term visitors rarely complete. ATMs in major cities take foreign Visa and Mastercard with per-withdrawal fees and daily limits. Bring pristine US dollar or euro notes, since money changers refuse worn or marked bills.
Myanmar's largest mobile wallet, run by KBZ Bank. Locals scan its QR codes everywhere in Yangon and Mandalay, from tea shops to supermarkets and bill payments.
Wave Money's wallet, backed by the country's biggest network of corner-shop agents for cash in and cash out. A daily money tool for millions of Myanmar locals.
These apps need data
Guac eSIM covers 200+ countries with plans from $1.50 per GB. Install it before you land and activate instantly.
Check our payments section for Myanmar.
There are 2 payments apps available in Myanmar as of 2026.
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