How many payments apps are there in South Africa?

There are 2 payments apps available in South Africa as of 2026.

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Payments Apps in South Africa

Q: What is the best payments app in South Africa?

SnapScan is the top-rated payments app in South Africa. A QR-code payment app developed by Standard Bank that is accepted at a huge number of South African retailers, restaurants, markets, and even parking meters. Simply scan the merchant's QR code and pay from your linked card.

Mobile payments and digital wallets, curated for travelers visiting South Africa.

2 apps2 essential

SnapScan

Essential

A QR-code payment app developed by Standard Bank that is accepted at a huge number of South African retailers, restaurants, markets, and even parking meters. Simply scan the merchant's QR code and pay from your linked card.

Pro tip: Link an international Visa or Mastercard to SnapScan before your trip. It works at farmers' markets, food trucks, and craft stalls where card machines are not available.

Zapper

Essential

Another popular QR-code payment app in South Africa that works at restaurants, retail stores, and for bill splitting. Many restaurants present a Zapper code on the bill, letting you pay and tip directly from your phone.

Pro tip: At sit-down restaurants, look for the Zapper QR code printed on your bill. It lets you pay and leave without waiting for the card machine, which is great when you are in a hurry.

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