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Payments Apps in Tanzania
Mobile payments and digital wallets — curated for travelers visiting Tanzania.
2 apps1 essential
M-Pesa
EssentialThe backbone of Tanzania's economy. This mobile money platform by Vodacom lets you pay for goods, transfer money, and settle bills using your phone number. You will encounter M-Pesa everywhere, from roadside fruit stands to city restaurants.
Pro tip: Register for M-Pesa at any Vodacom shop with your passport and a local SIM card. Load cash at an M-Pesa agent (they are on every block), and you are set. Many places offer small discounts for M-Pesa payments.
Tigo Pesa
Nice to haveA competing mobile money service from Tigo (now MIC Tanzania). Less dominant than M-Pesa but still widely accepted, especially in certain regions.
Other categories in Tanzania
Last updated: March 2026