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MTN MoMo

Ghana's dominant mobile money platform from MTN. Used by millions of Ghanaians daily for everything from buying groceries to paying utility bills. If a vendor does not take cards, they almost certainly take MoMo.

💳 Payments2 countriesEssential in 2

Available in these countries

🇬🇭Ghana
Essential
🇷🇼Rwanda
Essential

Pro tips by country

Ghana: Get a local MTN SIM and register for MoMo at any MTN service center with your passport. Load funds at any agent kiosk (yellow MTN booths are everywhere). Keep your PIN memorized and never share it.
Rwanda: Register at any MTN store with your passport and load money through an agent. Even market vendors in Kigali accept MoMo payments via a simple code dial.