Mobile payments and digital wallets, curated for travelers visiting Bosnia and Herzegovina.
Bosnia and Herzegovina runs on cash more than most of Europe. Cards and contactless work well in Sarajevo, Mostar and larger towns, and Apple Pay and Google Pay have finally arrived through local banks, but markets, taxis, rural guesthouses and many cafes take only convertible marks. The mark is pegged to the euro at 1.95583, and no local wallet app is available to visitors, so a contactless card plus a stock of small notes is the practical setup.
Pays in convertible marks at the interbank rate wherever Sarajevo, Mostar and Banja Luka take cards, sparing you double conversion on a currency you cannot exchange once back home.
Converts to Bosnian marks at the mid-market rate with fees shown upfront. Useful for card payments in city restaurants and hotels while cash covers the rest of the country.
These apps need data
Guac eSIM covers Bosnia and Herzegovina with plans from $1.50 per GB. Install it before you land and activate instantly.
Check our payments section for Bosnia and Herzegovina.
There are 2 payments apps available in Bosnia and Herzegovina as of 2026.
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