Mobile payments and digital wallets, curated for travelers visiting North Macedonia.
North Macedonia is a card-and-cash country. Contactless Visa and Mastercard work fine in Skopje's malls, supermarkets, hotels and most restaurants, but the Old Bazaar, taxis, green markets and villages around Ohrid expect denar notes. Local wallets like HalkPay and NLB Pay only work with domestically issued cards, so there is no Macedonian app for visitors. ATMs are plentiful in cities; the denar hovers around 61.5 per euro and cannot realistically be exchanged once you leave.
Converts to Macedonian denar at the interbank rate, a currency almost no bank sells abroad. Tap to pay works in Skopje and Ohrid supermarkets, malls and most sit-down restaurants.
Mid-market conversion to denars with fees shown before you pay. Handy for the regular cash withdrawals that bazaars, taxis, monasteries and village guesthouses still require across North Macedonia.
These apps need data
Guac eSIM covers North Macedonia with plans from $1.50 per GB. Install it before you land and activate instantly.
Check our payments section for North Macedonia.
There are 2 payments apps available in North Macedonia as of 2026.
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